Most neighborhood banks see childcare as high-touch, low-margin risk. They want two years of tax returns showing steady profit, real estate collateral, and personal guarantees that scare off first-time owners. A business loan for daycare center approval often dies in underwriting because tuition receivables don't fit the cookie-cutter asset formulas branch lenders use.
Croftbrook Capital works differently. We're a licensed commercial broker at 2500 Hollywood Blvd, Hollywood, FL 33020, and we shop your file across multiple lenders who understand service businesses. Whether you operate a storefront on Hollywood Boulevard or a business loan for home daycare out of a renovated Davie bungalow, we match your situation to the program that actually closes.
Loan programs
cover real estate purchase, build-outs, working capital, and refinancing. The guarantee lowers lender risk, so approval odds improve even if your balance sheet is young.
funds cribs, kitchen appliances, security systems, and playground structures. The gear itself secures the loan, so you preserve cash and credit lines for payroll.
and business lines of credit bridge the gap between September enrollment dips and January re-enrollment. Draw what you need, pay interest only on the outstanding balance, and keep teachers on payroll when a stomach bug empties three classrooms.
let you buy the building you lease. Ownership stops rent hikes and builds equity.
turns unpaid parent accounts into immediate cash, though most centers prefer lines of credit for smoother cost control.
We start with a phone conversation at (954) 250-9748, no online forms that disappear into a queue. You describe your center, your growth plan, and your current obstacles. We ask about enrollment, lease terms, licensing status, and whether you've already been declined.
Then we build the file lenders want: revenue documentation, a simple use-of-funds memo, and a realistic repayment outline. We submit to lenders who've closed sba loans for daycare centers in Broward County, not generic platforms that ghost service businesses.
You get options, not a single take-it-or-leave-it term sheet. We explain which program fits your timeline, what documents you'll need, and where the process might stall. When underwriting asks questions, we translate and push back when requests don't make sense. Our job is to get you to closing without you becoming a part-time loan officer.
A 30-child center near Chaminade-Madonna was operating out of a leased church annex. The parish wanted to reclaim the space. The owner found a former dental office on North 21st Avenue, perfect layout, ample parking, zoned correctly, but needed $320,000 for purchase and conversion. Her community bank offered a conventional loan at a rate she couldn't service on current tuition.
We placed her into an SBA 7(a) structure with a longer amortization and lower equity injection. Closing took nine weeks. She moved in January, kept her staff intact, and added an infant room by March. That's financing a daycare center done right: the deal fits the business, not the other way around.
Learn more about SBA 7(a) loans or explore commercial real estate financing. Serving Hollywood, FL and surrounding areas, Croftbrook Capital brokers funding that respects your margins and your mission. For a no-pressure conversation about how to get a business loan for a daycare, call (954) 250-9748.
Serving the Hollywood area

We know which lenders fund which kinds of Hollywood businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.